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PayoutPrism

Upwork vs Fiverr: Fees, Clients and What You Keep

Fiverr keeps 20% of every order; Upwork’s freelancer fee varies by contract. We compare what you keep on real job sizes and which platform suits your work.

By PayoutPrism · Published · 5 min read

How the fees work

Fiverr takes a 20% commission from sellers on every order, including extras, custom offers, milestones and tips. Buyers pay a 5.5% service fee on top, plus a $3.50 small order fee on purchases under $200 (Fiverr Terms of Service).

Upwork charges freelancers a service fee of 0%–15% per contract for contracts formed from May 2025, with the rate shown on the offer; older contracts pay 10%. Clients you bring yourself on Direct Contracts pay a 5% freelancer fee (0% with Freelancer Plus). Proposals cost Connects at $0.15 each. Clients pay a marketplace fee on top, usually 5% (Upwork freelancer pricing, client pricing).

Freelancer working on a laptop at home
Photo: Kampus Production / Pexels

Fiverr vs Upwork on real job sizes

We ran four job sizes through both calculators on October 24, 2026. Upwork is shown at the common 10% and at the ends of its range; Fiverr at its flat 20%. “They pay” is what the client pays including their fee.

$500 jobThey payFeesFee rateYou keep
Upwork · 0% contract$525.00$0.000.00%$500.00
Upwork · 10%$525.00$50.0010.0%$450.00
Upwork · 15% contract$525.00$75.0015.0%$425.00
Upwork · Direct Contract (5%)$525.00$25.005.00%$475.00
Fiverr · 20%$527.50$100.0020.0%$400.00
Job sizeUpwork at 10%Fiverr at 20%You keep more on Upwork
$50$45.00$40.00$5.00
$100$90.00$80.00$10.00
$500$450.00$400.00$50.00
$2,000$1,800.00$1,600.00$200.00

The gap is always the difference in rates: 10 points at a 10% Upwork contract, 5 points at 15%, 20 points at 0%. Over a year of $4,000 months, a 10-point gap is $4,800, enough to pay for Freelancer Plus many times over or to justify the extra time Upwork proposals take.

Fiverr vs Upwork for Beginners: Which Pays Sooner

Fees aren’t the only cost of getting started. On Upwork, every proposal uses Connects, so a beginner sending 20 proposals a week at, say, 10 Connects each spends about $30 a week before winning anything. Upwork’s $19.99-a-month Freelancer Plus includes 100 Connects. The pay-off is bigger contracts: clients post detailed jobs and often hire for ongoing work.

On Fiverr there’s no bidding. You publish gigs with fixed packages, and buyers order directly. That makes the first sale more a matter of a sharp gig page and good reviews than of sales skill. The cost is the 20% on every order, forever, and a marketplace where price competition can be fierce at the low end.

Our view: if you can write a strong proposal and your work is custom (development, consulting, long-form writing), start on Upwork. If your service packages neatly (logos, voiceovers, edits, short copy), start on Fiverr.

Woman working on a laptop in a bright room
Photo: Mert Coşkun / Pexels

What clients pay, and why it matters to you

Both platforms add a fee for the client, which shapes how they compare your price.

  • Upwork clients pay a marketplace fee of 5% on the Basic plan (3% when paying by US bank, up to 7.99% in some cases); Business Plus clients pay 10%.
  • Fiverr buyers pay a 5.5% service fee, plus $3.50 on orders under $200, so a $50 gig costs the buyer $56.25.

On small orders Fiverr’s buyer fees are noticeable, which is one reason Fiverr sellers often package work into higher tiers above $200.

Getting paid out

  • Upwork: withdrawals directly to a US bank are free; other methods carry their own fees.
  • Fiverr: PayPal withdrawals are free; a US bank via Payoneer costs $1.00 and a Payoneer account $3.00 per withdrawal, each up to $5,000. Fiverr’s optional Early Payout costs 1% of earnings for eligible sellers.

If you also invoice clients directly off-platform, compare what that costs with the PayPal invoice fee calculator or QuickBooks Payments.

Designer working remotely at a home office
Photo: Ron Lach / Pexels

Pricing to keep the rate you want

Work backwards from what you want in your pocket. To keep $50 an hour:

  • Upwork at 10%: bill $55.56 an hour.
  • Upwork at 15%: bill $58.83.
  • Fiverr at 20%: price at $62.50 an hour, or the equivalent in a fixed package.

On a 20-hour project that’s $1,111, $1,177 and $1,250 respectively for the same $1,000 in your pocket. Fiverr’s fee also applies to tips, so a generous tip still loses a fifth. Both of our calculators have a What to charge mode that does this for any target.

Reviews, ranking and repeat clients

On both platforms your first few reviews matter more than anything else, because search ranking and client trust follow them. A few habits help on either:

  • Under-promise on delivery time and deliver early. Late delivery hurts ratings more than a slightly higher price.
  • Turn one-off jobs into repeat work. On Upwork, a long contract with one client is worth more than many small ones, and the fee on your contract is set when it’s formed. On Fiverr, returning buyers can be offered custom packages.
  • Keep communication on the platform. Both platforms’ protection, dispute handling and payment guarantees only work for work agreed and paid there.

Hourly or fixed price?

Both platforms take the same percentage whether you bill hourly or by the project; Fiverr’s hourly contracts pay 20% of the hours on each weekly report. Fixed price rewards you for working fast and suits packaged services; hourly protects you on vague briefs. Many freelancers start a new client on a small fixed-price job, then move to hourly or a retainer once the scope is clear.

Which we’d choose

  1. Custom, high-value projects: Upwork. Lower fees and clients who expect to brief and collaborate.
  2. Packaged, repeatable services: Fiverr. Buyers order instantly; build tiers above $200.
  3. Clients you already have: Upwork Direct Contracts at 5% (0% with Freelancer Plus), or invoice them yourself.
  4. Both: many freelancers keep a Fiverr gig for inbound orders and use Upwork for bigger projects.

Whichever you start on, review your effective take-home after the first three months, fees, Connects and withdrawal costs included, and move your effort to the platform that actually pays. Plug your own rate and hours into the Upwork and Fiverr calculators to see your real take-home.

Questions people ask

Is Upwork or Fiverr better for freelancers?

On fees, Upwork: its freelancer fee runs 0%–15% per contract (10% on older contracts), while Fiverr takes 20% of everything. On getting work, Fiverr suits packaged services that buyers can order instantly; Upwork suits custom projects where clients post jobs and you pitch.

Is Fiverr free to use?

Free to join and list gigs. Fiverr takes a 20% commission on each order, tips included, and buyers pay a 5.5% service fee on top, plus $3.50 on orders under $200.

Which freelancing platform is best for beginners?

Fiverr is easier to start: you publish a gig and wait for orders, with no bidding. Upwork asks you to write proposals using paid Connects ($0.15 each), which takes skill but leads to bigger, longer contracts.

How much does Upwork take from $500?

Between $0 and $75 depending on the fee rate on your contract (0%–15% for contracts from May 2025); at 10% it’s $50. Clients pay a separate marketplace fee on top, usually 5%.

Can you make $10,000 a month on Upwork?

Some freelancers do, on long contracts with repeat clients. At a 10% fee you’d keep $9,000 of $10,000 billed; on Fiverr the same $10,000 would leave $8,000.

Run your own numbers

Sources

Fee figures come from each platform’s own pages and were run through our calculators on October 24, 2026. How we check fees