GoFundMe advertises no platform fee, and that is true: starting and running a fundraiser costs nothing. But every donation still loses a transaction fee before it reaches you, and that fee has two parts, a percentage and a fixed amount per donation. So what you keep depends not only on how much you raise but on how many people gave it. The rate also changes with your country and with whether the money goes to you or straight to a certified charity, while tips and the monthly-donation fee are paid by donors on top. The calculator above keeps all of these apart.
Every GoFundMe fee at a glance
These are the fees for a US fundraiser. Pick another country in the calculator to see its rates.
| Fee | Amount | Charged on | When |
|---|---|---|---|
| Platform fee | 0% | Starting and running a fundraiser | Never chargedsource |
| Transaction fee | 2.9% + $0.30 | Each donation (not the tip) | Fundraisers paid to a personal or business bank accountsource |
| Transaction fee: certified charity | 2.2% + $0.30 | Each donation | Fundraisers paid straight to a certified nonprofitsource |
| Tip to GoFundMe | Donor’s choice, can be 0 | Added on top of a one-time donation | Optional; paid by the donor, never deductedsource |
| Recurring donation fee | 5% | Each monthly donation, on top | Paid by monthly donors; doesn’t reduce your payoutsource |
| Currency conversion | None from GoFundMe | Donations from another currency | The donor’s bank may charge its own feesource |
| Bank transfers to you | No fee | Payouts to your bank account | The transaction fee is the only deductionsource |
| Nonprofit Page donations (GoFundMe Pro) | 2.2% + $0.30 | Each donation made via GoFundMe | Nonprofits’ own pages on GoFundMe; no platform feesource |
| GoFundMe Pay: cards (Pro) | Up to 2.5% + $0.30 | Each card donation | GoFundMe Pro campaigns; rate set by contractsource |
| GoFundMe Pay: American Express (Pro) | +1% | AmEx donations | On top of the card ratesource |
| GoFundMe Pay: ACH (Pro) | 1% + $0.30 | Each bank donation | $4.00 per failed ACH paymentsource |
| GoFundMe Pay: PayPal & Venmo (Pro) | 2.5% + $0.30 | Each PayPal or Venmo donation | +1.5% on international PayPal paymentssource |
| Disputes (Pro) | $4.00; $15.00 PayPal | Each disputed payment | No fee if resolved in your favorsource |
| GoFundMe Pro subscription | Custom | Annual, paid upfront | Plus a transaction fee per donation set by contractsource |
Four things catch organizers out:
- No platform fee doesn’t mean no fees. 2.9% + $0.30 comes off every donation. On $5,000 raised from 50 donations that is $160.
- The $0.30 is charged per donation. On a $5 donation, the smallest GoFundMe accepts, it takes 6% on its own.
- Tips are not your cost. Donors add them for GoFundMe on top of their gift. They never come out of what you raise, and you can’t see who tipped.
- Monthly donors pay 5% extra. That is also charged on top, so it doesn’t reduce your payout, but donors notice it on their statement.
What you keep at common donation amounts
| Amount raised | Total fees | Fee rate | You keep |
|---|---|---|---|
| $5.00 | $0.45 | 9.00% | $4.55 |
| $10.00 | $0.59 | 5.90% | $9.41 |
| $20.00 | $0.88 | 4.40% | $19.12 |
| $25.00 | $1.03 | 4.12% | $23.97 |
| $50.00 | $1.75 | 3.50% | $48.25 |
| $100.00 | $3.20 | 3.20% | $96.80 |
| $250.00 | $7.55 | 3.02% | $242.45 |
| $500.00 | $14.80 | 2.96% | $485.20 |
| $1,000.00 | $29.30 | 2.93% | $970.70 |
A $5 donation loses 9.0% to fees, a $100 donation 3.2% and a $1,000 donation 2.9%: the fixed $0.30 matters less the bigger the gift.
How the fees add up on one fundraiser
$5,000 raised in the US from 50 donations, an average of $100 each:
- Donors pays$5,000.00
- Platform fee0%$0.00
- Transaction fee (2.9%)2.9% × $5,000.00−$145.00
- Transaction fee ($0.30 per donation)$0.30 × 50 donations−$15.00
- You keep$4,840.00
The percentage part is 2.9% of $5,000, which is $145. The fixed part is $0.30 for each of the 50 donations, $15. Together that is $160, or 3.2% of what you raised, and $4,840 reaches your bank. If the same $5,000 had come from 200 donations of $25, the fixed part would be $60 and you would keep $4,795. GoFundMe takes the fee from each donation as it arrives, so you never get a bill; the “Breakdown” on your Transfers page lists what was deducted.
Charity fundraisers and GoFundMe Pro
In the US, Canada, the UK, Ireland and Australia you can run a certified charity fundraiser instead of a personal one. The rate is lower: 2.2% + $0.30 in the US, against 2.9% + $0.30 for a personal fundraiser, so $500 from five donations costs $12.50 instead of $16.00. The catch is where the money goes. You never receive it: GoFundMe sends it to the nonprofit through PayPal Giving Fund at the end of each month (donations after the 15th are paid the following month), or directly if a US nonprofit has enabled GoFundMe Pay. Charity fundraisers don’t accept American Express, and a personal fundraiser can’t be switched to a charity one once money has come in. Pick “Where does the money go?” above to compare the two.
Nonprofits that run their own campaigns on GoFundMe Pro, the platform formerly called Classy, pay differently. Pricing is custom: an annual subscription plus a transaction fee per donation set in the contract. On top of that, GoFundMe Pay charges up to 2.5% + $0.30 per card donation, 1% more for American Express, 1% + $0.30 for ACH bank payments and 2.5% + $0.30 for PayPal and Venmo. Donations a Pro nonprofit receives through its Nonprofit Page on GoFundMe cost 2.2% + $0.30. Choose “A nonprofit on GoFundMe Pro” to enter your own contract rates and see the effect of donors covering the fees.
Tips, monthly donations and other charges donors see
Donors sometimes find a bigger charge on their statement than the donation they made. There are three usual reasons, and none of them reduces what the organizer receives:
- The tip. One-time donors can add a tip for GoFundMe with a slider or a custom amount. It can be set to 0, and a tip left by mistake can be refunded.
- The monthly fee. Monthly donors pay 5% on top of each donation: a $100 monthly gift costs them $105. Fundraisers in Italy and Canada don’t offer monthly giving.
- Currency conversion. Donors abroad can give in their own currency. GoFundMe charges no conversion fee, but the donor’s bank may, which is why GoFundMe suggests donors pay in their own currency.
Withdrawing is free as well. Once your transfers are set up, new donations take up to five business days to verify and then reach your bank 2–5 business days after each transfer, daily, weekly or monthly as you choose.
GoFundMe fees outside the United States
GoFundMe pays out in 20 countries, each in its own currency. The percentage is 2.9% everywhere except Australia, where it is 2.2%. The fixed part changes with the currency: £0.25 in the UK, €0.25 in the euro countries (Luxembourg too), C$0.30 in Canada, A$0.30 in Australia, CHF 0.30 in Switzerland, 3 kr in Sweden, Norway and Denmark, and MXN 5 in Mexico. Here is 5,000 raised from 50 donations in each country’s own currency:
| Market | Sale | Fees | You keep |
|---|---|---|---|
| 🇺🇸 United States | $5,000.00 | $160.00 3.20% | $4,840.00 |
| 🇬🇧 United Kingdom | £5,000.00 | £157.50 3.15% | £4,842.50 |
| 🇨🇦 Canada | CA$5,000.00 | CA$160.00 3.20% | CA$4,840.00 |
| 🇦🇺 Australia | A$5,000.00 | A$125.00 2.50% | A$4,875.00 |
| 🇮🇪 Ireland | €5,000.00 | €157.50 3.15% | €4,842.50 |
| 🇩🇪 Germany | 5.000,00 € | 157,50 € 3.15% | 4.842,50 € |
| 🇫🇷 France | 5 000,00 € | 157,50 € 3.15% | 4 842,50 € |
| 🇮🇹 Italy | 5000,00 € | 157,50 € 3.15% | 4842,50 € |
| 🇪🇸 Spain | 5000,00 € | 157,50 € 3.15% | 4842,50 € |
| 🇳🇱 Netherlands | € 5.000,00 | € 157,50 3.15% | € 4.842,50 |
| 🇧🇪 Belgium | € 5.000,00 | € 157,50 3.15% | € 4.842,50 |
| 🇦🇹 Austria | € 5.000,00 | € 157,50 3.15% | € 4.842,50 |
| 🇵🇹 Portugal | 5000,00 € | 157,50 € 3.15% | 4842,50 € |
| 🇫🇮 Finland | 5 000,00 € | 157,50 € 3.15% | 4 842,50 € |
| 🇨🇭 Switzerland | CHF 5'000.00 | CHF 160.00 3.20% | CHF 4'840.00 |
| 🇸🇪 Sweden | 5 000,00 kr | 295,00 kr 5.90% | 4 705,00 kr |
| 🇩🇰 Denmark | 5.000,00 kr. | 295,00 kr. 5.90% | 4.705,00 kr. |
| 🇳🇴 Norway | 5 000,00 kr | 295,00 kr 5.90% | 4 705,00 kr |
| 🇲🇽 Mexico | MX$5,000.00 | MX$395.00 7.90% | MX$4,605.00 |
UK, European and Swiss rates already include VAT, and Australian rates include GST, so there is nothing to add on top. The Nordic and Mexican rows look more expensive only because 5,000 kronor or pesos is a much smaller sum, so the fixed fee weighs more on each donation.
Ways to keep more of each donation
- Set your goal to cover the fees. To keep $10,000 from about 100 donations you need to raise $10,329.56. “What to charge” works this out for any amount.
- Use a certified charity fundraiser when the money is for a nonprofit in one of the five countries that offer them. The rate is lower, and the money goes straight to the charity.
- Plan for many small gifts. If your fundraiser relies on lots of $5 and $10 donations, expect fees of about 6% to 9% rather than 3%.
- On GoFundMe Pro, let donors cover the fees. When they tick the box, their gift is grossed up so the nonprofit receives the full donation.
Recent GoFundMe fee changes
- June 23, 2026New Terms of Service took effect: still no platform fee and no charge to start or run a fundraiser. The terms define the per-donation transaction fee and the recurring fee monthly donors pay on top, with the rates set on the pricing page.source
- June 23, 2025Classy is now GoFundMe Pro: GoFundMe, Inc. took over all Classy contracts, and Classy’s terms became the GoFundMe Pro Terms of Service. GoFundMe said nothing changed with existing plans, pricing or fees.source
We re-check GoFundMe’s pricing and help pages every day and update this calculator when they change. If your Transfers breakdown shows something different, use the “Something’s off” button under the result.